From ModifyUtah.org:

 

"When borrowers get in trouble, they can't make loan payments. The bank is left with a few options that are ugly for everybody. Often, the best option is loan modification.

Loan modifications allow the bank to make loan payments more affordable for borrowers. They may change interest rates, loan terms, loan balances, or other parts of the loan agreement. Your payments get more affordable, and you don't have to default on your loan.

Why will my Bank modify my loan?
Banks will offer loan modification programs because it is easier to work with you than to go after you. The fact is lenders don't want your house. What they want is for you to pay your mortgage, and if they can help you do that, many lenders will.

Why should I use ModifyUtah.org?
ModifyUtah.org is an organization that will represent you in negotiations with your lender. A loan modification proposal offered by a professional firm typically results in a more favorable loan modification agreement than your lender will offer you directly. Many modifications offered by mortgage lenders and loan servicing companies are forbearance agreements and are not a true modification to the terms of your mortgage. These types of agreements generally do not benefit the borrower in the long term.

We offer a 100% Money Back Guarantee if we are unsuccessful in getting your lender to modify your loan."

 

If you feel that I may be able to help, please contact me for a free, no obligation consultation.